Orlando, Fla.—It is now, during these difficult times, when nothing appears to work okay, that one of the many questions that arise is about “how to get there.” In the midst of all chaos caused by a nearly global lockdown due to the risk of the COVID-19 spread, is when you find whether you are an essential worker or not, by now you may be thinking of how reliable your current method of transportation is. If you don’t already own a private vehicle to get from point A to point B, this might be at the top of your consideration right now.

At this time in history we must exercise our good sense, the one that tells us how to act day-after-day to stay safe and alive protecting us from the hazards surrounding us. We already know that gatherings of more than 10 people are not a good idea at this time, understanding that this dangerous disease is spread by drops sprayed from one infected person to another when they cough or sneeze.

With this in mind, we must realize that public transportation, for those regular users, does not represent a very safe option at this time.  Perhaps, using Uber, Lyft or taxis may become a safer way to get from here, to there considering they would exercise a rigorous sanitation process between one passenger to another.

Whenever possible, your best option at a time like this, is your own private transportation, and with it all the responsibility required by Law, and by pure instinct. Being prepared to respond in case of accident, theft, or any other incident requiring roadside assistance, should be a priority right now.

In Florida, a typical car insurance coverage would provide protection against damage to the vehicle, damage cause to third parties, and medical expenses.

As an example, the following two types of insurance are required by law in the state of Florida.

• Property Damage Liability—Helps cover expenses related to the damage of another person's property — like vehicles, homes, buildings and other structures — when an accident is your fault.
• Personal Injury Protection—If you and/or your passengers are hurt in an accident, this helps cover medical or funeral expenses.

When people talk about "full coverage" car insurance, they're often referring to a combination of coverages that help protect a vehicle.

If you are still paying off an auto loan or if you have a lease on your vehicle, your lien holder, or financing company may require you a collision coverage, and comprehensive coverage. 

When your vehicle is paid off, these two coverages are typically optional on a car insurance policy.

Collision coverage helps pay to repair or replace your vehicle if it's damaged in a collision with another vehicle or object. Comprehensive coverage, on the other side, helps pay to repair or replace your vehicle if it's stolen or damaged by things like hail, animal damage or vandalism.

The time is now to better be safe than sorry, contact us for more information about auto insurance in Florida. Give us a call today at (407) 680-1214— for an initial consultation and quotes from among 20 different insurance carriers who support us! 

Office Manager

iraida [at] orlandoinsurancecenter [dot] com

407-680-1214 ext. 500